With Zazume's flexible system, you are in control to turn your future rents into immediate liquidity. We advance you up to 36 months of your rent and you choose how to receive it:

Full Advance
Receive in a single payment the capital of up to 36 months of your future rents to use it according to your needs.
Partial Advance
The alternative for those seeking flexibility. Advance only the part of your rent you want and keep collecting the rest of your income month by month.

*The service has a cost of 12% per year advanced (4.5% guaranteed rent + 7.5% for the advance)

Get your rent advance in 3 simple steps

Simulate and complete your details

Choose the modality (full or partial) you prefer in our calculator and fill in the form with the details of your home. It won't take you more than 5 minutes.

We will carry out a solvency study of your tenants.

Just provide us with the information and we will take care of everything.

Enjoy your money

Once approved, all you have to do is enjoy your money. We take care of managing your rent according to the conditions chosen.

Immediate liquidity tailored to you

Our rent advance service lets you access your rent money today. Enjoy up to 36 months of immediate liquidity by choosing the formula that best suits your needs:

Absolute flexibility:
Choose whether you prefer to receive the entire amount at once or keep part of your monthly income.
No limits for your projects:
Use the money for renovations, covering unforeseen events or investing in whatever you want.
Your peace of mind guaranteed:
We take care of securing your rents so you can enjoy your money without worrying about delays or surprises.

Financing without guarantors or debts

Our rent advance service does not require guarantors, which simplifies the entire process. But best of all, it does not count as debt when applying for other bank financing. This is because we are not offering you a traditional loan, but simply advancing your money for a few months.

Why ask for a rent advance with Zazume?

People using Zazume rental management software on his computer at home

Obtain immediate liquidity

Receive up to 3 years of advance on the rent of your home so you can use it for whatever you need and/or want.

Total flexibility in collection

You choose how to receive it. Request the full amount for large projects or choose the partial option to get money today while still collecting part of your rent each month.

Financing without guarantors

You do not need any guarantor because it is not a cash loan, it is an advance on your income. This does not affect future loans or your line of credit.

Do you want to offer this service to your clients?

Our service is designed to owners but we also collaborate with real estate agencies and/or administrators so that they can offer rent advances to their clients and thus improve their experience. If you want to know how we do it, schedule a call with a member of our team and we will answer all of your questions.

What our customers say about Zazume

Doubts about rent advances

What is the rent advance and what options do I have?

The rent advance is a Zazume service that lets you access the money from your future rents today to cover your financial needs, without waiting for your tenants' monthly payment. We offer two modalities depending on your goals: • Full Advance: You receive all the requested capital at once in your account (up to 36 months) and your monthly payments are paused during that period. • Partial Advance: You choose which portion or percentage of your rent you want to advance today and keep collecting the rest month by month to maintain your recurring income.

Is the rent advance a personal loan or will it appear in the CIRBE?

No. The rent advance is neither a loan nor a traditional bank debt. It is an advance of your future rental income, so it is not registered in the CIRBE (Central de Información de Riesgos del Banco de España). It will not affect your credit history nor reduce your ability to apply for mortgages or financing in the future.

Is there a maximum amount for rent advances?

Yes, the maximum limit you can advance in both modalities is up to 36 months of rent. The specific final amount is subject to a personalized study based on your current rental income and the characteristics of your contract.

Do I have to manage my property with Zazume to obtain the rent advance?

No, it is not necessary to delegate the management of your property with Zazume but it is necessary to have a guaranteed rental service.

What is the cost of this service for me?

The cost is 12% per year advanced (4.5% guaranteed rent + 7.5% for the advance). The difference is that, in the partial advance modality, this percentage applies only to the part of the rent you decide to receive in advance, not the total.

Can I request rent advances for more than one property?

Yes, you can request rent advances for multiple homes under your ownership. At Zazume we give you the flexibility to use this service on as many properties as you wish.

What happens if my tenants don't pay?

If your tenants do not pay, do not worry, we guarantee the rent and therefore we protect you against non-payments and vandalism. In these cases, we take care of collecting and claiming the rents in case of non-payment or delay, insuring your rent.

Tenants looking for cheap rental flats in Zazume via their computer

Your platform to rent well

At Zazume, we offer real estate software that includes all the tools you need to manage and optimize your rental.

Download our app

® Zazume

Cookie settings Privacy Policy Terms of Service

English

Español
English

Are you an owner? We will advance you up to 36 months of your rent

Accelerate the purchase of new properties, renovate your homes, or any other project. You decide whether you prefer a full or partial advance.

One rent advance, two ways to enjoy it .css-7gdewl{color:var(--accent);}

Full Advance

Partial Advance

Get your rent advance .css-szljtv{color:var(--accent);color:var(--accent);}in 3 simple steps